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                           PRIVACY POLICY


Welcome to (the “Website”), owned by TDFS3 Digitalfifth Private Limited, a company incorporated under the Companies Act, 2013 (bearing company identification number U74140MH2021PTC369610) and having its registered office at Flat No. 5C/404, Floor No. 4, Green Meadows, Akurli Road, Kandivali East, Mumbai — 400101 (hereinafter referred to as the “Company” or “We” or “Us” (and derivates)). The Company is a digital and fintech consulting firm for banks, NBFCs and other financial institutions, engaged in the business of providing consultancy services, training services and recruiting services in the BFSI industry (the “Services”).


The Company is committed to respecting your online privacy and recognizes your need for appropriate protection and management of any information you share with the Company on the Website. This privacy policy (“Policy”) explains how the Company will collect, use, share and process information in relation to the services provided on the Website.


This Policy shall be deemed to be incorporated into the terms of use of the Website (the “Terms”) and shall be read in addition to the Terms. In the event of any conflict between this Policy and the Terms, the interpretation placed by the Company shall be final and binding on you.


This Policy is being framed in view of the Information Technology Act, 2000 read with Regulation 4 of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 and Regulation 3 (1) of the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021.


By accepting this Policy, you understand and agree to the collection, use, sharing and processing of personal information as described herein. If you provide the Company with personal information about someone else, you confirm that (a) such information is accurate and up-to-date; (b) such person is aware that you have provided their information; and (c) they consent to both, the disclosure and the use/processing of their information in accordance with this Policy. This Policy applies to all the current and former visitors, users and others who access this Website.



  • This Policy is an electronic record in the form of an electronic contract formed under the Information Technology Act, 2000 and the rules made thereunder. This Policy does not require any physical, electronic, or digital signature.


  • By accessing or using the Website, giving us your information, or otherwise clicking to accept this Policy, if and when prompted on the Website, you undertake that you have the capacity to enter into a legally binding contract vide this Policy, which constitutes a legally binding document between you and the Company under the applicable law. The Company will collect and process your personal and third-party data carefully, only for the purposes described in this Policy and only to the extent necessary as defined herein and within the scope of the applicable legal regulations. This Policy seeks to ensure that any personal information or third-party information handled by the Company is managed in a way that is ethical, compliant and adheres to best industry practices.


  • Please read the terms and conditions of this Policy carefully, before accessing or using this Website. By accessing or using the Website including its services, you agree to the terms of this Policy. If you are accepting this Policy on behalf of another person, you represent and warrant that you have full authority to bind such person to these terms.


  • This Policy describes the types of information the Company collects, why and how the Company uses the information, with whom the Company shares it, and the choices you can make about the Company’s use of the information. This Policy also describes the measures the Company takes to protect the security of the information and how you can contact the Company about its privacy practices.


  • This Policy describes the Company’s current data protection policies and practices and may be amended/updated from time to time. The Company will notify you whenever there is a change in the Policy by posting a conspicuous notice on the Website regarding its then applicable data protection policies. The Policy shall come to effect from the date of such update, change or modification. It is recommended that you regularly check this Policy to apprise yourself of any updates. Your continued use of Website or provision of data or information thereafter will imply your unconditional acceptance of such updates to this Policy.


  • By mere use of the Website, you expressly consent to the Company’s use and disclosure of your Personal Information (as defined below), including SPDI (as defined below) and third-party information in accordance with this Policy. If you do not agree with the terms of this Policy, please do not use the Website.


Types of Information


  • Personal Information is defined as any information that relates to a natural person, which, either directly or indirectly, in combination with other information available or likely to be available with a body corporate, is capable of identifying such person.


  • Personal Information: Personal Information means any information that may be used to identify an individual, including, but not limited to, the first and last names, physical temporary and personal address, telephone number, date of birth, age, gender, e-mail address, or any other contact information, financial information including bank account details, credit/debit card details or such other payment information. Further, Sensitive Personal Data or Information (“SPDI”) of a person includes Personal Information about that person relating to passwords, financial information (bank accounts, credit and debit cards or other payment instruments) and physical information. The Company limits the collection of Personal Information to that which is necessary for its intended purpose.


  • Business Information: Business Information means any information that may be used to identify an individual’s business, including but not limited to the name and address of the entity, brand name of the entity, date of incorporation, e-mail address of the entity, contact information of the registered office, company identification number (CIN), GST Number, AADHAR verified signature, authorised signatory, authorised dispatch person, warehouse details, financial information including bank account details and cancelled cheque, PAN details, names of the directors and such other information (hereinafter referred to as “Business Information”).


  • Non-Personal Information: Non-personal information means information that does not specifically identify an individual or business, but includes information from you, such as your browser type, the URL of the previous websites you visited, your Internet Service Provider (ISP), operating system and your Internet Protocol (IP) address. The Company may gather any non-personal information regarding how many people visit the Website, the pages they visit, their IP address, and the type of browser they used while visiting the Website, versions, time zone settings and locations, operating systems, applications installed on your device, device ID, device manufacturer and type, device, connection information, screen resolution, usage statistics, default communication applications and other technology on the devices you use to access the Website, maximum products purchased by a user. Such information shall also include all such Personal Information collected and stored by the Company that undergoes the process of de-identification and is no more identifiable to you or any natural person (hereinafter referred to as “Non-Personal Information”). The Company may also collect Non-Personal Information that you voluntarily provide, such as information included in response to a questionnaire, or a survey conducted by the Company.


  • Usage Information: Usage Information includes without limitation all data and information collected automatically through the Website (or through the third party analytics service providers), by use and access of the Website in the nature of system administrative data, statistical and demographical data, and operational information and data generated by or characterizing use of the Website including without limitation Non-Personal Information, cookies, Website traffic, time spent on the Website, number of visits to the Website and other similar information and behaviour indicating the mode and manner of use of the Website (hereinafter referred to as the “Usage Information”).


  • Personal Information, SPDI, Business Information, Non-Personal Information and Usage Information hereinafter shall be referred to as “Information”.


Collection of Information


  • The Company may collect Information from you when you (a) register on the Website in accordance with the procedure set forth in the Terms; (b) update or change personal details in your account; (c) use the Website for any of the Services being offered thereon; (d) voluntarily participate in campaigns conducted by the Company on the Website or respond to questionnaires published by the Company on the Website (if any); (e) voluntarily complete a customer survey or provide feedback on any of our message boards or via e-mail in relation to the Services provided on the Website; and (f) when you carry out transactions on the Website.


  • You hereby acknowledge and agree that all Information is provided by you to the Company voluntarily and the Information provided by you is not subject to any undue influence.


  • The Company may use cookies to monitor the Website usage including, without limitation, to provide useful features to simplify your experience when you return to the Website, like remembering your login id, your cart details, Information and to deliver relevant content based on your preferences, usage patterns and location.


  • You are also required to provide your billing address as well as credit/debit card details which may be aligned with third party payment wallets. The Company will use this Information only for processing orders, billing, and delivery purposes. For your convenience, the Company or a Company authorised payment gateway saves the billing information and remembers certain details of the payment choices made by you in the event you would like to carry out any other transaction and/or place an order on the Website again.


  • The Company may also collect Non-Personal Information or Usage Information based on your browsing activity and in relation to your use or access to the Website like your browser type, your Internet Protocol (IP) address, your operating system, your prior search results etc., which may or may not be publicly accessible.


  • Information collected by the Company from a particular browser or device may be used with another computer or device that is linked to the browser or device on which such information was collected.


  • You may use the Website without providing the Company any Information about yourself. However, you may not be able to access certain Services of the Website in case you choose to do so.


Use of Information


  • The Company uses the Information you provide to (a) fulfil your requests for the Services offered on the Website, i.e., to process your requests on the Website (including to manage payments, fees and charges and collect and recover money owed to the Company); (b) respond to your inquiries about its offerings and the transactions carried out on the Website; (c) provide you with information the Services available on the Website and offer you other services that the Company believes may be of interest to you; (d) resolve any glitches on the Website including addressing any technical problems; (e) improve the Services and content on the Website and your experience of navigating through the Website and carrying out transactions on the Website and (f) manage the Company’s relationship with you.


  • The Company may use the Information to monitor your use of the services and may review and analyse the Information provided by you to provide you with customized service.


  • The Company may use your Non-Personal Information or Usage Information for internal business purposes, such as data analysis, research, developing new products and/or features, enhancing and improving existing products and services and identifying usage trends.


  • Subject to and in accordance with applicable laws, the Company has the right to use your Information for the purpose of conducting promotional/marketing related activities on the Website, including but not limited to, using your Personal Information for making posters/banners to promote the services of the Company.


  • When you send an email message or otherwise contact the Company through its Website, the Company may use the Information provided by you to respond to your communication by way of Short Message Service (SMS), email or any other communication channels. The Company may also archive such Information and/or use it for future communications with you to inform you regarding updates, newsletters, offers, new services and promotions.


Information Sharing


  • The Company maintains your Information in electronic form on its devices and on the equipment of the Company’s employees. The Information is made accessible to employees, agents, or partners and third parties only on a need-to-know basis.


  • The Company does not rent, sell, or share Information with other people or with other non-affiliated entities, except with your consent, to provide Services you have requested for or under the following circumstances:


  • The Company may engage third party vendors and/or contractors to perform certain support services, who may have limited access to Information.


  • In order to process your transactions, the Company may direct you to a payment gateway service provider of its own choice, which may have access to the Personal Information provided by you while making such payment.


  • The Company may rent, sell, or share Non-Personal Information or Personal Information in an aggregate form after it undergoes the process of de-identifications and is no more identifiable to you, with any third party.


  • The Company may share Information with government authorities in response to subpoenas, court orders, or other legal process; to establish or exercise legal rights; to defend against legal claims; or as otherwise required by law. This may be done in response to a law enforcement agency's request.


Third Party Service Providers


  • The Company may engage third party vendors and/or contractors to perform certain support services for the Company, including, without limitation, fulfilment of your requests, software maintenance services, advertising and marketing services, web hosting services and such other related services which are required by the Company to provide its Services efficiently. These third parties may have limited access to Information. If they do, this limited access is provided so that they may perform these tasks for the Company, and they are not authorized by the Company to otherwise use or disclose Information, except to the extent required by law. The Company does not make any representations concerning the privacy practices or policies or terms of use of such websites, nor does it control or guarantee the accuracy, integrity, or quality of the information, data, text, software, music, sound, photographs, graphics, videos, messages, or other materials available on such websites. The inclusion or exclusion does not imply any endorsement by the Company of the website, the website's provider, or the information on such website.


  • The Website may contain links and interactive functionality interacting with the websites of third parties. The Company is not responsible for and has no liability for the functionality, actions, inactions, privacy settings, privacy policies, terms, or content of any such websites. Before enabling any sharing functions to communicate with any such websites or otherwise visiting any such websites, the Company strongly recommends that you review and understand the terms and conditions, privacy policies, settings, and information-sharing functions of each such third-party websites.

Control Over Your Personal Information


  • You have the right to withdraw your consent at any point, provided such withdrawal of the consent is intimated to the Company in writing through an email at anushka@thedigitalfifth, requesting the same. If you at any time wish to rectify your Personal Information, you may write to the Company as per paragraph 10 of this Policy.


  • Once you withdraw your consent to share the Personal Information collected by the Company, the Company shall have the option not to fulfil the purposes for which the said Personal Information was sought and the Company may restrict you from using the Services on the Website and/or the Website itself.


Rectification/Correction of Personal Information


  • You shall have the right to review your Personal Information and/or SPDI (as the case may be) submitted by you on the Website and to modify or delete any Personal Information and/or SPDI (as the case may be), provided by you, directly on the Website. You hereby understand that any such modification or deletion may affect your ability to use the Website. Further, it may affect the Company’s ability to provide its Services to you.

  • The Company reserves the right to verify and authenticate your identity and your payment Information in order to ensure accurate delivery of Services. Access to or correction, updating or deletion of your Personal Information and/or SPDI (as the case may be) may be denied or limited by the Company if it would violate another person’s rights and/or is not otherwise permitted by applicable law.


  • If you need to update or correct your Personal Information that the Company may have collected to offer you personalized services and offers, you may send updates and corrections to the Company at citing the reason for such rectification of Personal Information. The Company will take all reasonable efforts to incorporate the changes within a reasonable period of time.


Term of Storage of Personal Information


  • The Company shall store your Personal Information at least for such period as may be required and permitted by law or for a period necessary to satisfy the purpose for which the Personal Information has been collected. These periods vary depending on the nature of the information and your interactions with the Company.


  • The Company may store Non-Personal Information and Usage Information received from you till such time it requires provided such storage and retention is in accordance with applicable law.


  • You agree that you will not submit any false information or any illegal or damaging content to the Website.


  • The Company reserves the right to terminate access to or the ability to interact with the Website in response to any concerns the Company may have about false, illegal, or damaging content, or for any other reason, in its sole discretion.




  • To enhance your experience with the Website, many of the web pages use "cookies” and pixel tags and clear gifts on certain pages of the Website or other tracking technologies to distinguish you from other users of the services and to remember your preferences on the Website. This helps the Company to provide you with a good experience when you use the Services on the Website and also allows the Company to improve such services. Cookies are text files that the Company places in your computer's browser to store your preferences. Cookies, by themselves, do not tell the Company your e-mail address or other personally identifiable information unless you choose to provide this information to the Company, for example, by registering on the Website. They are designed to hold a marginal amount of data specific to a particular user and website and can be accessed either by the web server or the user device. However, once you choose to furnish the Website with personally identifiable information, this information may be linked to the data stored in the cookie. The Company uses cookies to understand site usage and to improve the content and offerings on the Website. For example, the Company may use cookies to personalize your experience on the Website (e.g., to recognize you by name when you return to the Website), save your password in password-protected areas, and enable you to use shopping carts on the Website. The Company may also use cookies to offer you products, programs, or services. Cookies may be placed on the Website by third parties as well, the use of which the Company does not control.


  • Session cookies are automatically deleted from your hard drive once a session ends, and most cookies are session cookies. If your browser permits, you may decline the cookies, however, if you decline the cookies, you may be unable to use certain features on the Website and you may be required to re-enter your password frequently. You may opt to leave the cookie turned on.


Protection of Information


  • The Company has taken adequate measures to protect the security of Information and to ensure that your choices for its intended use are honoured. The Company takes robust precautions to protect your data from loss, misuse, unauthorized access or disclosure, alteration, or destruction.


  • The Company considers the confidentiality and security of your information to be of utmost importance. It therefore uses industry standards, and physical, technical, and administrative security measures to keep Information confidential and secure and the Company will not share your Information with third parties, except as otherwise provided in this Policy. Please be advised that, however, while the Company strives to protect Information and privacy, the Company cannot guarantee or warrant its absolute security when Information is transmitted over the internet into the Website.


  • For any loss or theft of Information, due to unauthorized access to your device through which you use the Website or for other reasons solely attributable to you, the Company shall not be held liable or responsible under any circumstance whatsoever. Further, the Company shall not be responsible for any breach of security or for any actions of any third parties or events that are beyond the Company’s reasonable control including but not limited to acts of government, computer hacking, unauthorised access to computer data and storage device, computer crashes, breach of security and encryption, poor quality of Internet service or telephone service of the user, etc.




  • The Company does not intend to attract anyone under the relevant age of consent to enter into binding legal contracts under the laws of their respective jurisdictions. The Company does not intentionally or knowingly collect Personal Information through the Website from anyone under that age. The Company encourages parents and guardians to be involved in the online activities of minors to ensure that no Personal Information is collected from a minor without their prior consent. If you are using the Website on behalf of someone else, you represent and warrant that you are authorised by such person to accept this Policy on their behalf and to consent on behalf of such person to the Company’s use of such person’s Personal Information as described in this Policy.


Limitation of Liability


  • The Company shall not be liable to you for any loss of profit, production, anticipated savings, goodwill or business opportunities or any type of direct or indirect, incidental, economic, compensatory, punitive, exemplary, or consequential losses arising out of performance or non-performance of its obligations under this Policy.


  • The Company is not responsible for any actions or inactions of any third parties that receive your Information.


  • Notwithstanding anything contained in this Policy or elsewhere, the Company shall not be held responsible for any loss, damage, or misuse of your Information, if such loss, damage or misuse is attributable to a Force Majeure Event. The term “Force Majeure Event” shall mean any event that is beyond the reasonable control of the Company and shall include, without limitation, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes, lockouts or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, civil disturbances, unauthorised access to computer data and storage device, computer crashes, breach of security and encryption, pandemic or national/state lockdown due to any reason and any other similar events not within the control of the Company and which the Company is not able to overcome.




  • Once you register for a Service on the Website, you may receive Short Message Service (SMS) and phone calls from the Company on the registered mobile number and e-mails on your registered e-mail address (as applicable). These messages, e-mails and calls could relate to your registration, transactions that you carry out through the Website and promotions that are undertaken by the Company. You have the option to 'opt-out' of all Company’s newsletters and other general email marketing communications by way of links provided at the bottom of each mailer. The Company respects your privacy and in the event that you choose to not receive such mailers, the Company shall take all adequate steps to remove you from such lists. However, you will not be able to opt-out of receiving administrative messages, customer service responses or other transactional communications.




  • This Policy shall be governed by and interpreted and construed in accordance with the laws of India. The place of jurisdiction shall exclusively be in Mumbai, Maharashtra. In the event of any dispute arising out of this Policy, the same shall be settled by a binding arbitration conducted by a sole arbitrator, appointed jointly by both parties, and governed by the Arbitration and Conciliation Act, 1996. The venue and seat of arbitration shall be Mumbai, Maharashtra.




  • In accordance with the applicable law, the name and contact details of the Grievance Officer are provided below:


Name: Anushka J

Address: The Digital Fifth, 1st Floor, 91springboard Lotus, Plot No. D-5 Road No. 20, Marol MIDC, Andheri East, Mumbai, Maharashtra 400069

Phone Number: +91 7506456899


  • For registering your complaint, please write to the Grievance Officer at the above-mentioned email address in relation to any violation of the Policy or the applicable law. The Grievance Officer shall redress the complaint in accordance with the provisions of the applicable law.



If you have any questions or concerns about this Policy, you may contact the Company at

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